VA Loans

A VA loan is a mortgage that is guaranteed by the Department of Veteran Affairs Department (VA). If you are a current service member or a veteran, there are mortgages specifically designed to help you buy a home, known as VA loans. With a VA loan you can buy with $0 down anywhere. A great perk of this loan is that it allows for the seller to pay most closing costs for the buyer.It’s an amazing option for those who qualify.

• Down Payment: Zero. 100% financing! No down payment required.
• Credit Scores: Scores above a little as 580. However, for better terms a higher credit score is desirable
• Loan Limits: Currently no limit with adequate qualifying income
• Monthly Mortgage Insurance: None!