USDA Loans

USDA Loans

Buy with $0 down using the USDA rural development mortgage. USDA home loans are offered at great rates. This a great loan program for first time home buyers, geographic and income limitations do apply.

  • Down Payment: Zero. 100% financing! No down payment required.
  • Credit Scores: Ideal for borrows with credit scores greater than 640.
  • Income Caps: Total household income will determine a borrower’s eligibility when it comes to USDA loans. Generally, a 1–4-member household income cannot exceed $93,000
  • Occupancy: Owner occupied residence only.

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