USDA Loans

Buy with $0 down using the USDA rural development mortgage. USDA home loans are offered at great rates. This a great loan program for first time home buyers, geographic and income limitations do apply.

• Down Payment: Zero. 100% financing! No down payment required.
• Credit Scores: Ideal for borrows with credit scores greater than 640.
• Income Caps: Total household income will determine a borrower’s eligibility when it comes to USDA loans. Generally, a 1–4-member household income cannot exceed $93,000
• Occupancy: Owner occupied residence only.