Loan Options

Let us help you choose the best loan program for you!

Conventional Loans

You can buy a home with conventional financing from as little as 3% down on your primary residence. Both Fannie Me and Freddie Mac have low down payment programs that allow borrowers to qualify for a conventional mortgage with lower down payments, lower Mortgage insurance, and easier qualification guidelines.

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FHA Loans

Loans that are incurred by Federal Housing Administration (FHA) and issued by an FHA approved lender. The FHA loans have low down payment, and interest rates. FHA loan requires an upfront mortgage insurance, which is usually added on top of the loan amount and a monthly mortgage insurance to be added to your monthly payment. You can use this product for purchases and refinances.

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VA Loans

A VA loan is a mortgage that is guaranteed by the Department of Veteran Affairs Department (VA). If you are a current service member or a veteran, there are mortgages specifically designed to help you buy a home, known as VA loans. With a VA loan you can buy with $0 down anywhere. A great perk of this loan is that it allows for the seller to pay most closing costs for the buyer.It’s an amazing option for those who qualify.

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Constructions Loans

We can help you finance your new construction through a variety of construction loans such as one time close or construct to perm.

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Sub Prime/Non-QM

A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Common examples include bank statements or using your assets as collateral.

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First-time Homebuyers

Less Paperwork and Faster Closing Times

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Foreign National Loans

This program is designed for over-seas buyers wishing to take advantage of the opportunity to own property here in the Florida State. No US credit or Social Security Number required and up to 75% financing is available. If you want to buy a second home or investment property here in Florida, regardless of property type; single family home, townhome or condo, this may be just the program for you.

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Jumbo Loans

Jumbo Elite is a mortgage loan intended for well qualified buyers that are looking for a mortgage higher than the conventional limit (currently $548,000 in most areas). Borrowers can choose from 30-year fixed product or three different ARM programs. Usually, a 20% down program is required, however, there are programs that require only 5% down payment.

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USDA Loans

Buy with $0 down using the USDA rural development mortgage. USDA home loans are offered at great rates. This a great loan program for first time home buyers, geographic and income limitations do apply.

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Investor Loans

Investment properties require a minimum of 20% down. However, your rate is improved with 25% down. Your interest rate will typically be higher in any case compared to a primary or secondary home loan as the risk is higher for the lender. Keep in mind that an appraisal for an investment property will cost a little more than typical because a valuation of potential rent is required as well. The condition of the property must still be considered functional.

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Small Commercial Loans

Less Paperwork and Faster Closing Times

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Connect with Ink Mortgage Today!

954-507-6354

Loan Options

Conventional Loans

FHA Loans

VA Loans

Construction Loans

100% Finance Loans

First-time Home buyers Loans

Jumbo Loans

USDA Loans

Foreign Nationals Loans

Sub Prime/Non-QM Loans

Investor Loans

Small Commercial Loans

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Phone: (954)-507-6354 | Fax: 954-944-0356 | Email: processing@inkmortgage.com

11471 West Sample Rd #40 Coral Springs, Florida 33065

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